Disclosures
By applying for a commercial line of credit from Voltage Credit, LLC (“Voltage Credit” or “we”), you acknowledge and agree that you are authorized to apply for a line of credit on behalf of your company. You also attest that the information you provided is true and correct to the best of your knowledge. Knowingly providing fraudulent information in connection with your application with the intent to commit fraud is a crime.
Important Information about Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Politically Exposed Parties
By submitting this application, you certify that no authorized signer, controlling person, or beneficial owner is a politically exposed person (PEPs). For the purposes of this application, a PEP is defined as any senior foreign political figure, foreign government official, foreign military official or a foreign government owned business entity, or related to or a close associate of a PEP. You agree to immediately notify us if you become aware that any authorized signer, controlling person, or beneficial owner is or becomes a PEP.
Consent to Credit Check
You hereby authorize Voltage Credit, LLC and its designated agents or representatives to obtain a consumer credit report and/or investigative consumer report about Applicant, its officers, directors, and/or its beneficial owners for the purpose of evaluating Applicant’s creditworthiness.
You understand that this report may include information regarding your credit history, payment habits, and other financial information as permitted by law. This information may be obtained from credit bureaus, financial institutions, or other sources.
You acknowledge that this authorization is voluntary, and that you have the right to request a copy of any credit report obtained about Applicant, as well as a summary of your rights under the Fair Credit Reporting Act (FCRA). You also understand that you may revoke this authorization in writing at any time, though such revocation will not affect actions taken prior to receipt of the revocation.
Equal Credit Opportunity Act Disclosure
Voltage Credit, LLC
1400 Terradyne Dr Suite 218
Andover KS 67002
If your application for business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please contact Voltage Credit at voltagecredit@voltage.cloud or (785) 318-6521 within 60 days from the date you are notified of our decision. We will send you a written statement of reasons for the denial within 30 days of receiving your request for the statement.
Notice: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is Federal Trade Commission, Consumer Response Center, 600 Pennsylvania Avenue NW, Washington, DC 20580.
E-Sign Customer Notification and Consent
Customer Notification. Voltage Credit, LLC (“we” or “us” or “our”) are informing you, our customer and user, of the following:
This consent applies to specific categories of records that we will provide to you electronically or make available to you electronically as part of our customer relationship with you:
- Disclosures and notices
- Debit authorizations
- Receipts and confirmations
- Periodic statements
- Consents
- Contracts, including Line of Credit Application and terms of service
- All communications between us and you
You have the option to receive electronic records in paper form. To request a paper record, please send us a letter by U.S. mail to the following address and include the mailing address to which you want us to mail the paper record:
Voltage Credit, LLC
1400 Terradyne Dr Suite 218
Andover KS 67002
We do not charge a fee for requesting a paper copy. Please allow us up to 30 days to respond to your request.
You have the right to withdraw your consent. To do so, please send us a letter by U.S. mail to the following address and include your return mailing address to which we will send documents:
Voltage Credit, LLC
1400 Terradyne Dr Suite 218
Andover KS 67002
You agree to inform us promptly of any changes to your email address, phone number or US mailing address. Please send us your new or updated contact information to:
Please understand that it may take us up to 30 days to process the information you send us.
To access and retain the electronic records that we send to you or make available to you, you need a computer equipped with a web browser that is capable of viewing PDF documents. We will send electronic documents and notifications to your mobile phone through the text message function or via email.
Customer Consent. You affirmatively consent to receiving electronic records and to contracting with us electronically by submitting this loan application.